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Banking and Financial Services: Pricing Models
COURSE

Banking and Financial Services: Pricing Models

INR 59
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📂 Industry Enablement for IT

Description

Explore various pricing models applicable to BFSI—from traditional lending and deposit rates to digital and fintech-enabled pricing strategies.

Learning Objectives

Enable professionals to analyze, construct, and evaluate pricing strategies that maximize profitability, retain customers, and comply with regulatory requirements in BFSI.

Topics (6)

1
Bundling, Promotions, and Value-Added Pricing Models

Product bundling, cross-sell/up-sell, limited time offers, campaign planning, digital onboarding benefits.

2
Traditional Pricing Models in Lending and Deposits

Fixed and floating rates, interest margin analysis, deposit rate setting, central bank effect, collateral impact.

3
Risk-Based and Dynamic Pricing Strategies

Credit scoring, behavior analysis, dynamic adjustments, segmentation impact, technology enablement.

4
Subscription and SaaS-Based Pricing for BFSI

Freemium, pay-per-use, usage tiering, bundling, retention metrics, A/B testing, churn management.

5
Pricing for Payments, Insurance, and Wealth Products

Interchange/fixed fees, subscription, risk premium, asset-based fees, claim ratios, regulatory caps, benchmarking.

6
Regulatory Constraints and Price Benchmarking

Regulator-set caps, benchmarking, competition law, reporting requirements, guidance for fair pricing.