Banking and Financial Services: Industry Structure and Value Chain

Comprehensive overview of traditional banking institutions including commercial banks providing retail and corporate banking services, investment banks facilitating capital markets and advisory services, central banks managing monetary policy and financial stability, cooperative banks serving specific communities, and development banks supporting economic development initiatives. Understanding their core functions, revenue models, regulatory...

Comprehensive overview of traditional banking institutions including commercial banks providing retail and corporate banking services, investment banks facilitating capital markets and advisory services, central banks managing monetary policy and financial stability, cooperative banks serving specific communities, and development banks supporting economic development initiatives. Understanding their core functions, revenue models, regulatory oversight, and interconnected relationships within the financial system.

Detailed examination of non-banking financial institutions including life and general insurance companies providing risk protection and investment products, asset management companies managing mutual funds and investment portfolios, pension funds securing retirement benefits, credit rating agencies assessing creditworthiness, stock exchanges facilitating securities trading, and clearing houses managing settlement processes. Understanding their...

Detailed examination of non-banking financial institutions including life and general insurance companies providing risk protection and investment products, asset management companies managing mutual funds and investment portfolios, pension funds securing retirement benefits, credit rating agencies assessing creditworthiness, stock exchanges facilitating securities trading, and clearing houses managing settlement processes. Understanding their business models, regulatory frameworks, and integration with banking services.

Comprehensive analysis of fintech ecosystem covering digital payment platforms like mobile wallets and peer-to-peer payment systems, alternative lending platforms using AI and data analytics, robo-advisors providing automated investment management, cryptocurrency exchanges and blockchain-based financial services, regtech solutions for compliance automation, insurtech innovations in insurance delivery, and wealthtech platforms for wealth...

Comprehensive analysis of fintech ecosystem covering digital payment platforms like mobile wallets and peer-to-peer payment systems, alternative lending platforms using AI and data analytics, robo-advisors providing automated investment management, cryptocurrency exchanges and blockchain-based financial services, regtech solutions for compliance automation, insurtech innovations in insurance delivery, and wealthtech platforms for wealth management. Understanding how these technologies disrupt and complement traditional financial services.

Analysis of technology vendor ecosystem serving BFSI sector including core banking system vendors providing comprehensive banking platforms, system integrators offering implementation and customization services, cloud service providers delivering scalable infrastructure and platform services, cybersecurity vendors providing specialized security solutions, data analytics companies offering business intelligence and risk management tools, and...

Analysis of technology vendor ecosystem serving BFSI sector including core banking system vendors providing comprehensive banking platforms, system integrators offering implementation and customization services, cloud service providers delivering scalable infrastructure and platform services, cybersecurity vendors providing specialized security solutions, data analytics companies offering business intelligence and risk management tools, and specialized fintech vendors providing niche solutions for payments, lending, and regulatory compliance. Understanding vendor selection criteria, partnership models, and technology procurement strategies.

Detailed study of regulatory bodies including central banks responsible for monetary policy and banking supervision, securities regulators overseeing capital markets, insurance regulators monitoring insurance industry, and specialized agencies managing specific aspects like deposit insurance and consumer protection. Understanding financial market infrastructure including payment systems, clearing and settlement systems, trade repositories,...

Detailed study of regulatory bodies including central banks responsible for monetary policy and banking supervision, securities regulators overseeing capital markets, insurance regulators monitoring insurance industry, and specialized agencies managing specific aspects like deposit insurance and consumer protection. Understanding financial market infrastructure including payment systems, clearing and settlement systems, trade repositories, and credit reporting agencies that enable efficient and secure financial transactions.

Comprehensive analysis of banking value chain including customer acquisition through marketing and digital channels, customer onboarding with KYC and account opening processes, product origination and underwriting for loans and credit products, transaction processing and payment services, risk management and compliance monitoring, customer service and relationship management, and back-office operations including...

Comprehensive analysis of banking value chain including customer acquisition through marketing and digital channels, customer onboarding with KYC and account opening processes, product origination and underwriting for loans and credit products, transaction processing and payment services, risk management and compliance monitoring, customer service and relationship management, and back-office operations including reconciliation and reporting. Understanding how technology enables and optimizes each stage of the value chain.

Detailed examination of core banking systems serving as the central hub for banking operations, managing customer accounts, transactions, loans, and deposits across multiple branches and channels. Understanding system architecture including database management, transaction processing engines, integration with ATMs and digital channels, API frameworks for third-party integrations, security mechanisms, and disaster...

Detailed examination of core banking systems serving as the central hub for banking operations, managing customer accounts, transactions, loans, and deposits across multiple branches and channels. Understanding system architecture including database management, transaction processing engines, integration with ATMs and digital channels, API frameworks for third-party integrations, security mechanisms, and disaster recovery systems. Analysis of leading core banking platforms and their capabilities in supporting modern banking requirements.

Comprehensive study of payment systems infrastructure including Real Time Gross Settlement systems for high-value transactions, Automated Clearing House systems for bulk payments, card payment networks involving issuers, acquirers, and payment processors, mobile payment systems and digital wallets, cross-border payment networks like SWIFT, and emerging technologies including central bank digital currencies...

Comprehensive study of payment systems infrastructure including Real Time Gross Settlement systems for high-value transactions, Automated Clearing House systems for bulk payments, card payment networks involving issuers, acquirers, and payment processors, mobile payment systems and digital wallets, cross-border payment networks like SWIFT, and emerging technologies including central bank digital currencies and blockchain-based payment systems. Understanding settlement mechanisms, risk management, and regulatory compliance in payment processing.