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Banking and Financial Services: Digital Lending and Alternative Credit
COURSE

Banking and Financial Services: Digital Lending and Alternative Credit

INR 59
★ 0.0 Rating
📂 Industry Enablement for IT

Description

Analyze digital lending models, alternative data, risk scoring, platform partnerships and regulatory regimes.

Learning Objectives

Enable professionals to assess, design and innovate digital lending/alternate credit products and technology solutions for BFSI.

Topics (6)

1
Credit Risk, Scoring and Alternative Data

Behavioral data, digital footprints, non-traditional scoring, AI/ML engines, risk mitigation.

2
Digital Lending Platforms and Ecosystem

Platform types, direct/marketplace/P2P, originators, technology, compliance, adoption drivers.

3
Underwriting Automation and AI Decisioning

Decision engines, AI/ML underwriting, workflow management, regulatory guardrails, explainability.

4
Regulation and Compliance in Digital Lending

RBI guidelines, data privacy, KYC/AML, licensing regimes, credit reporting, audit management.

5
Customer Experience and Journey in Digital Credit

E-KYC, onboarding, personalization, journey mapping, digital interfaces, cross-channel support.

6
Partnerships and Open API Connectors

Connector design, open APIs, strategic alliances, system interoperability, risk management.